Comments on: Warning!!! Carrying Filipino Credit Cards May Cost You Far More Than Cash… http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash A food blog that talks about food, produce, recipes, ingredients, restaurants and markets here in the Philippines and around the globe. Sat, 21 Nov 2009 14:31:06 -0800 http://wordpress.org/?v=2.8.5 hourly 1 By: john http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash/comment-page-2#comment-215988 john Thu, 24 Sep 2009 05:29:45 +0000 http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash#comment-215988 Is there anyone who got imprisoned for not paying his/her credit card bills/loan? Friend ko kasi kakasohan daw nila pag hindi nagbayad. Urgent advice pls... Is there anyone who got imprisoned for not paying his/her credit card bills/loan? Friend ko kasi kakasohan daw nila pag hindi nagbayad. Urgent advice pls…

]]> By: donasky http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash/comment-page-2#comment-213975 donasky Thu, 17 Sep 2009 08:03:25 +0000 http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash#comment-213975 my advise to anyone who has had this experience with these credit card companies... do as i did. go to a lawyer and hear what they have to say regarding this. It will only cause you P250 worth of consult to have peace of mind. I also received this demad letter from a lawfirm. Had the lawyer checked it but he said its just another collecting agency that the credit card company is paying. They cannot sue you because they cannot prove that you did the transactions, it is on their part application of deceipt as well. It's much better if you have a police report proving that your card was stolen. The lawyer says, "no one in the history of the Philippines has been ever sued for credit cards!" my advise to anyone who has had this experience with these credit card companies… do as i did. go to a lawyer and hear what they have to say regarding this. It will only cause you P250 worth of consult to have peace of mind. I also received this demad letter from a lawfirm. Had the lawyer checked it but he said its just another collecting agency that the credit card company is paying. They cannot sue you because they cannot prove that you did the transactions, it is on their part application of deceipt as well. It’s much better if you have a police report proving that your card was stolen. The lawyer says, “no one in the history of the Philippines has been ever sued for credit cards!”

]]> By: Maan http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash/comment-page-2#comment-210065 Maan Sat, 05 Sep 2009 03:44:11 +0000 http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash#comment-210065 Like some of the readers who posted their horror stories regarding fraudulent use of their CCs, I too am a victim of these fraud transactions. My wallet was stolen inside my office last March 2009. 3 of my credit cards were used and the total fraud amount reached 180K. I refused to pay all 3 CCs citing that all transactions were fraudulent since the purchases were not mine and was not authorized by me. Right now, HSBC has transferred my case with Domingo & Molaer who sent me a DEMAND LETTER stating that they will CRIMINALLY PROSECUTE and/or CIVILLY CHARGE me. Ang kapal talaga!!! I would like to know if anyone out there has also been a victim of fraud and had the fraud transactions reversed by these credit card companies. Like some of the readers who posted their horror stories regarding fraudulent use of their CCs, I too am a victim of these fraud transactions. My wallet was stolen inside my office last March 2009. 3 of my credit cards were used and the total fraud amount reached 180K. I refused to pay all 3 CCs citing that all transactions were fraudulent since the purchases were not mine and was not authorized by me. Right now, HSBC has transferred my case with Domingo & Molaer who sent me a DEMAND LETTER stating that they will CRIMINALLY PROSECUTE and/or CIVILLY CHARGE me. Ang kapal talaga!!!

I would like to know if anyone out there has also been a victim of fraud and had the fraud transactions reversed by these credit card companies.

]]> By: donasky http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash/comment-page-2#comment-206077 donasky Tue, 25 Aug 2009 07:10:45 +0000 http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash#comment-206077 By the way, i sought for the advise of a lawyer as i have received a notice from a lawfirm demanding that I pay or they would sue me. The lawyers advise... do not pay. These are all threats they make throught the collecting firms but they never go beyond these threats. Later, they would try to make arrangements to half the price and lower. Lawyers advise, don't budge. By the way, i sought for the advise of a lawyer as i have received a notice from a lawfirm demanding that I pay or they would sue me. The lawyers advise… do not pay. These are all threats they make throught the collecting firms but they never go beyond these threats. Later, they would try to make arrangements to half the price and lower. Lawyers advise, don’t budge.

]]> By: gretha http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash/comment-page-2#comment-203870 gretha Wed, 19 Aug 2009 06:48:45 +0000 http://www.marketmanila.com/archives/warning-carrying-filipino-credit-cards-may-cost-you-far-more-than-cash#comment-203870 the worst credit card company ever is HSBC. A piece of advice, make sure you call the credit card company before your credit card expires as their courier can be very careless. Speaking from my experiences, this company has arranged to deliver the renewal of my credit card and reached the wrong hands. They are fully aware that they are not supposed to handover the credit card when the account holder is not around unless there is proper authorization from the account holder, guess what? They still did..the Customer Service is the worst ever! They are very slow in processing concerns and disputes. So beware and be wise! the worst credit card company ever is HSBC. A piece of advice, make sure you call the credit card company before your credit card expires as their courier can be very careless. Speaking from my experiences, this company has arranged to deliver the renewal of my credit card and reached the wrong hands. They are fully aware that they are not supposed to handover the credit card when the account holder is not around unless there is proper authorization from the account holder, guess what? They still did..the Customer Service is the worst ever! They are very slow in processing concerns and disputes. So beware and be wise!

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